Terms & Conditions

1. Acceptance of Terms

By accessing and using HalfGrade ("the Service"), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use the Service.

2. Use of Service

HalfGrade provides free access to:

• Online games and interactive activities
• Productivity tools and timers
• Wellness exercises and breathing techniques
• Team building activities
• Educational simulators (banking and trading)

You agree to use the Service for lawful purposes only and in a way that does not infringe the rights of others.

3. Educational Purpose

The banking and trading simulators are for educational purposes only. They do not involve real money, real financial transactions, or real financial advice. Any simulated trading or banking activities are purely fictional and should not be considered as financial guidance.

4. User Conduct

You agree not to:

• Use the Service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to any part of the Service
• Interfere with or disrupt the Service or servers
• Use automated systems or software to extract data from the Service
• Reproduce, duplicate, copy, or resell any part of the Service without permission

5. Intellectual Property

All content, features, and functionality of HalfGrade are owned by CertifySphere and are protected by international copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without explicit permission.

6. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that the Service will be uninterrupted, secure, or error-free. Use of the Service is at your own risk.

7. Limitation of Liability

CertifySphere and HalfGrade shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use the Service. This includes but is not limited to loss of data, loss of profits, or business interruption.

8. Third-Party Links

The Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites. Accessing third-party links is at your own risk.

9. Changes to Service

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. We may also update these Terms and Conditions periodically. Continued use of the Service after changes constitutes acceptance of the new terms.

10. Termination

We reserve the right to terminate or suspend access to the Service immediately, without prior notice, for any reason, including breach of these Terms and Conditions.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with applicable laws. Any disputes arising from these terms shall be resolved in the appropriate jurisdiction.

12. Contact Information

For questions about these Terms and Conditions, please contact us at CertifySphere.